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I have another student loan with Sallie Mae, and the difference in customer service and usability is incredible.

Here's my drama with Fed Loan Servicing, and why I feel like Fed Loan Servicing is a scam (this is an opinion - they are a legit loan servicing company, but they have terrible customer service).

Check out our Ultimate Guide To Student Loan Debt for guidance.Fed Loan Servicing is a student loan servicing company contracted by the Department of Education to handle their student loans.What this means is that they take care of all the servicing and customer service stuff for the loans - like processing payments, sending statements, handling questions and concerns, and more.I call back, and speak to another clerk, who tells me that Fed Loan has all kinds of problems with their payment systems, and that this happens all the time.I finally have to get her manager on the phone, who basically admits this without actually admitting it, and fixes all my problems. The last thing I wanted was for my student loan lender to mess up my credit report.

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